All The Tools You Need To Take Control And Reach Financial Freedom

The secret to saving money, getting debt free, improving communication with your spouse, and kissing money stress goodbye isn't a secret.  It's a system.  You've just been missing the correct steps... until now.

$4,600+ of education, support, and accountability for just 55 CENTS a day!

Yes! I’m Ready To Break The Cycle and Finally Have Enough!









Doors close tight at midnight!

Caution: The Journey To Financial Freedom Is Going To Require Change

Does this sound familiar?

"You'll always be in debt."

"Living paycheck-to-paycheck must be my lot in life.  I'll never get ahead."

 "You need to have a credit card."

"You'll always have a car payment so keep your credit good."

 "Student loans are unavoidable."

"You need to build your credit score to get wealthy."

"Overspending is no big deal.  You only live once!"

These are all myths our culture has bought into that are keeping you from financial freedom.

I'm guessing, since you are here, that this way of doing things... isn't working. 

That's why I am so excited you are here and have an interest in The Smart Money Lab!

That used to be my story too. I've been where most people are: broke, living paycheck to paycheck, no savings, and a pile of debt.  That was until I got new information and decided to make some different choices with that information.

If you’re struggling with debt, payments, financial stress, and living paycheck to paycheck, you’ve come to the right place.

I want to guide you through the exact, step-by-step system you MUST commit to if you want to finally get out of debt, STAY out of debt, and kick financial stress once and for all.


I know it was for me back in 2008 and I've been debt free ever since.

Since I started Strength In Numbers back in 2011 I've helped hundreds of clients save and pay off millions of dollars, coached over 4000 hours of in-person sessions, gained a reputation that speaks for itself, and the testimonials you’re about to see are proof.  I know this process works and that's why I started The Smart Money Lab, to help thousands not just hundreds.  Every life matters.  I'm committed to your success.

I don’t say any of this to toot my own horn, but rather because I want you to be confident that you've found the right place to help you overcome your financial challenges so you can finally stop putting off your dreams.

I am not licensed in, nor do I sell, any financial products so I can remain unbiased!

The question is not whether what I’m sharing in this message can actually work for you and your family.

The real question is, are you willing to put the simple process in this step-by-step system to work in YOUR life?”  Are you willing to do whatever it takes?

Is This You?

👎🏻 You pay off debt, but you never get free.  That zombie debt just keeps coming back.

👎🏻 You're living paycheck to paycheck and don't know how to break free.

👎🏻 Your savings account is practically empty if not empty and when you have it you spend it.

👎🏻 Your money challenges are stressing you out.

👎🏻 You work hard, but you wouldn't know it.  Where does it all go?

👎🏻 You’ve been ignoring your financial problems, afraid to confront it.

👎🏻 You're embarrassed, shamed, overwhelmed, and afraid of your situation.

👎🏻 You struggle with impulsive and wasteful spending habits.

👎🏻 Talking about money in your relationship creates tension and fights.


If so, you're in the right place. Just like Chris and Kate... YOU too can learn a whole new way to manage your money that actually works!

In 29 months...

• From $0 towards goals to over $2,600 a month towards goals
• $38,000 of debt paid off making them debt free!
• $45,000 saved for emergencies
• $81,000 saved for replacement vehicles, home improvement, and more
• A comprehensive spending plan that covers vacations, property tax, gifts, and so much more!

Hi, I'm Jeremy!

Growing up no one ever taught me how to handle money. I was told "pay your bills on time" so I found myself really good at being a slave to paying bills. Can you relate?

I've never missed a payment in my life. Big deal... That's not a legacy I want to be known for.  I was still operating in debt, had no control of my money, and didn't have a penny in savings.

In 2003 (at age 23) I finally learned budgeting but not even that fixed my finances. Now I was just able to pay my bills ahead of schedule instead of just on time!

My habits and mindset towards borrowing and short-term thinking were still the same and the cycle of living paycheck to paycheck just continued.

Then in 2008 everything changed...

We discovered how to become debt free... and we did it!  We've been debt free since 2008!

We saved like never before.

Our communication went to another level.

Our lives radically changed.

Over the next two years I found a new passion, telling everyone else how they can do what we did too.

What I found was that people had completely lost hope and when I shared about the power they had to change things forever, I saw the light bulb go on and suddenly the hope was rekindled.

I watched as attitudes began to turn from complaint and hopelessness to excitement and determination, all because of the power of hope and a plan.

From that point on I knew that this was what I was meant to do and since the spring of 2011 I’ve been on a mission to break the paycheck to paycheck cycle, save marriages, change family trees, and lead others to financial freedom one financial wellness habit at a time.

That's why I started Strength In Numbers in 2011 and The Smart Money Lab in 2020.

Let me share how this process is helping so many!

Join The Smart Money Lab Today!

You Can Learn How To Take Control Of Your Money, Eliminate Financial Stress, and Money Fights!

All things become possible when you break the cycle of living paycheck to paycheck and break the chains of debt.

🙌🏻 Fully fund your EMERGENCY FUND and stop robbing it!

🙌🏻 FINALLY be able to say YES to your kids and family when you want to. 


🙌🏻 Learn how to BREATHE again!

🙌🏻 THRIVE and not just survive!

🙌🏻 Freedom to chase your DREAMS and BUILD THE LIFE YOU WANT!

🙌🏻 Go from having money shame to serious money game resulting in CONFIDENCE and SECURITY.


🙌🏻 Learn how to STOP impulsive and wasteful spending habits. 

🙌🏻 SPEND MONEY without shame or worry about cost or robbing other bills!

🙌🏻 Finally have ENOUGH!

Have More Money In Your Bank Account Than Ever Before and Owe No One!

Join The Smart Money Lab

Stop letting money control you and your decisions! The Smart Money Lab will show you how to take back control and have long-term success like never before. 

Follow The Proven System

You were born to do more than pay bills and die.  Learn a simple process that has helped hundreds families save and pay off millions, take back control, and live their passions.

Reach Your Goals

Money can't buy happiness, but with money on your team, it's so much easier to build the life of your dreams for you and your family.  No more saying "There's not enough!"

The Results Are Undeniable

Listen to Frank's story!


Frank's Not The Only One!

You might be thinking, "Jeremy, of course, you and Frank are going to say this works, but show me more than one real person that are doing this."  Ok... You asked for it 😂.

The people that are getting massive success with this process are from all different walks of life: married, singles, single parents, special needs families, stay-at-home parents, and all different income levels and ages.

They're teachers, nurses, doctors, lawyers, entrepreneurs, arborists, business owners, personal trainers, real estate professionals, gig workers, and special ed workers to name just a few.

The one thing they all have in common is they are getting amazing results by implementing the success path we teach in The Smart Money Lab.

Here's a couple more who want to share their success with you! 

Ok I'm Convinced! Skip The Other Testimonials! I'm Ready To Join! What Do I Get?

Attention Mamas!

You have to hear Monique's story!


In 33 months...

• From $0 towards goals to $1,200 a month towards goals
• $56,000 of debt paid off making him debt free including student loans!
• Over $10,400 saved for emergencies
• Over $10,200 saved for a house, next car, furniture and more
• A comprehensive spending plan including managing reimbursable work expenses that used to create debt!

In 18 months...

• Over $26,500 saved for emergencies
• Over $18,700 saved for replacement vehicles, computers, appliances, future entrepreneurship, and more
• Over $23,000 in their checking account
• Able to give 20% of their income every month!
• Started a family and paid for everything in cash!

COVID-19 Was A Perfect Example Of Why You Need An Emergency Fund & To Get Debt Free!

Those who use this process are getting it done!

Over the years since we became debt free in 2008 my wife and I have faced our own share of challenges.  I can't count how many times our conversation has been basically "Wow this SUCKS....... but I'm so glad we don't have debt right now and have an emergency fund!"

It changes EVERYTHING and the Covid-19 pandemic was just the latest punk on the block.

"It’s crazy how we spent money for this program that we thought we didn’t have, yet we have way more money now than we’ve ever had before!  This really works!"

- Eddie & Amy

Eddie & Amy were stuck in a cycle of debt and being behind on bills managing small kids that have food allergies.

After just 5 months of using this process they were...

- Living on a spending plan and no longer behind

- Covering high food allergy and medical care
- Saved $1000 for emergencies
- Paid off over $4800 in debt!

Join The Smart Money Lab Today!

The Benefits of The Smart Money Lab Process Go Way Beyond Debt & Savings!

Better communication, more clarity, a new way of seeing things, accountability, more money in your bank account than ever before, and more!

Now That You See The Smart Money Lab Process Works, What Happens If You Do Nothing?

The main reasons people don't ask for help with their finances are FEAR and SHAME!

I can relate. No one taught me this stuff growing up either and there is this stigma around money that's more taboo than talking about sex, religion, or politics at the dinner table!

These emotions that get put on us by our culture's toxicity around money are real!

But what happens if you let that FEAR and TOXIC thinking win? What then?

  • More money stress and worry?
  • Stuck in crisis mode?
  • Money fights and money problems in your marriage?
  • Unable to sleep at night?
  • More debt?
  • Just getting by?

The truth is your situation will only get worse!  If you do more of the same you're going to get more of the same.

But there's hope!

The Smart Money Lab is designed and organized to help you overcome this broken way of thinking one step at a time.

I can't promise you these emotions will go away overnight, but with a good support system in place, you can overcome these challenges and finally kick financial stress once and for all and reach your dreams!

Here's How The Smart Money Lab Helps You Reach These Milestones And More

Your membership in The Smart Money Lab packs a whole lot of value into 3 distinct disciplines:



In just the first 60 days, The Smart Money Lab will teach you how to adopt a healthy mindset with money, reduce stress, save money, and pay off your debt! 

The Smart Money Lab is a complete, comprehensive online learning and execution system that not only teaches you how to take control of your money, accomplish your goals, and reach financial freedom; but also helps you implement the process I teach as you learn.  All while being supported and able to have your questions answered along the way!


The Success Path Core Content

High Quality Resources

In-depth printable PDF member workbook and worksheets, forms, and more.  Plus, in-depth Google Sheet budget and debt elimination form templates.  On the go?  Access the full education suite right on your phone with our app!  Once you're inside, you won't need anything else to kick debt once and for all.

Learn Your Way

We all learn best in our own unique style.  The Smart Money Lab supports the 3 most popular modalities that fit your learning style. Love to watch videos? Would you rather listen to audio while you drive? Want to read and take notes? We've got you covered no matter how you like to learn and digest.


How is The Smart Money Lab different than other programs?  You can find a lot of free information on the internet but having a proven process, a community for support and questions, the guidance of an experienced professional, an environment of accountability, and a format for ongoing education are the difference makers.

Many people know they need to budget, save money, and pay off debt. That's a given! Where most people fail is they don't have a good support system to motivate them, support them, and hold them accountable.

Weekly LIVE Meetups

You can't thrive in a vacuum. Connect with other SML members and get help and accountability every week from Jeremy, LIVE! LIVE Zoom meetups are a great way to stay focused, receive accountability, get the help you need, learn, and celebrate your success! AND... WIN SOME FANTASTIC PRIZES!

Smarties Community

Rather than surrounding yourself with broke, desperate, complaining people that hold you back, get around the winners of our Smart Money Lab Smarties Community.  Not only do you get to interact with other like-minded people, but Jeremy is very active here; answering all of your questions!

High Touch Accountability

Stay encouraged and supported!  Our members experience better results rather than doing it on their own because of the built in accountability of The Smart Money Lab.  When a group of individuals come together to work towards a common goal the results are explosive!

The Savvy Saturday Archive

This powerful archive of over 60 videos ranging across dozens of personal finance topics is a massive supplement to the core success path content.  You'll never run out of something to learn which will result in accelerated unstoppable growth!  The power is in your hands!

So How Much Is The Smart Money Lab?

I've got great news!  Your investment in The Smart Money Lab is only $200/year OR $24/month!

THE PRICE INCREASES ALMOST EVERY TIME WE OPEN FOR ENROLLMENT and may never be this low again!  Even better, your pricing is grandfathered in as long as you stay a member in good standing.

But, when you stop and think about this, it will actually cost you next to nothing. Let me explain...

First, the estimated value of this entire membership is more than $4,600. 

That's like getting 23x times the investment back as soon as you enroll!

Second, the information you're about to learn has helped individuals and families save and pay off thousands of dollars.  That's another HUGE return on the small investment you're making.

Think about it. Would you invest $200 if it helped you pay off $5,000, $10,000, $30,000, or more than $100,000 in debt?  Of course! 

Third, you are going to develop life-long skills and habits that you can use the rest of your life.  You should have been taught them growing up but you weren't and it's NEVER too late!   Just think if you knew all of this information when you left high school.  Yeah... that's a lot of money.

Fourth, you've got 30 days to decide if this is right for you. If you do the work and find it's not getting you results, you get your money back

For these reasons alone, The Smart Money Lab will basically cost you nothing. 

That is... unless you choose not to invest in it.  Be honest with yourself for a minute—think about how much it would cost you to NOT have The Smart Money Lab in your life.  Think of all the interest, late fees, and penalties you've already paid.  Think of all the stress you've been through.  As you make your decision, consider that there is a cost when you choose to do nothing.

Join The Smart Money Lab Today!

Jeremy, I'm In... But What Do I Get Exactly, Again?

If you prefer a video to see what's inside The Smart Money Lab and how it works then here you go!

Registration Closes This Wednesday, January 17th at 11:59 p.m. Pacific Time.

I'm glad you asked because I still haven't listed it all!  Here's a full itemized list!

The Smart Money Lab is a 100% online learning and implementation system where you’ll discover The Success Path that’ll allow you to kick debt and financial stress for good!



  • To get you going, I’ve created a 5-part video course of 32 bite-size videos walking you through my proven Success Path that guides you through the ENTIRE “step-by-step” process.  Over 5 hours of instruction.

  • But be careful… if you don’t implement it IN ORDER… you’re going to be frustrated and experience failure. But have faith, if you follow the process, you'll have fantastic results over time!


  • Not only do I pack in life changing content; I also give you a member workbook to take notes as you go through the content with inspiring quotes and facts in the margins!  I'm dedicated to helping you put what you learn into practice.

  • PDF downloadable worksheets for every exercise!

  • Get serious results when you take initiative using the ACTION STEPS in the lessons.

  • Budget forms, tutorials, and spreadsheets to get you results faster!


  • All core content comes in 3 different formats so no matter what your learning style is, video, audio, reading, or all of the above, I've got you covered!




  • A chance to get on a LIVE Zoom call with fellow Smart Money Lab members and Jeremy to share your wins, ask questions, and deepen the learning process.

  • The #1 secret to explosive results is accountability, and support and encouragement is what our group coaching calls are all about.

  • Win prizes, chat with Jeremy and other members, and have fun celebrating your accomplishments!

  • Every single LIVE meetup packed full of additional content is recorded for you to replay at your convenience.


  • One of the best feelings is to know you’re not in this alone!  Join other members who are working their way out of debt and to financial freedom.

  • The Smart Money Lab Smarties Community is a wonderful support group to help you celebrate your wins and to keep you motivated. 

  • Get ongoing motivation, accountability, and support as you work your way to financial freedom!


  • Over 60 video lessons ranging across dozens of personal finance topics.  You'll never run out of something to learn which will result in accelerated unstoppable growth!


ALL OF THIS… for only $24/month OR $200/year when you become a Smart Money Lab member.

Why is it so inexpensive? 

Think of Netflix, or Hulu, or any of these other subscription-based programs. You pay one low price for amazing content because many people are participating.

It’s a win-win for everyone, because who doesn't LOVE great content for a fair price?

Less financial stress, less debt, and whole lot more money in that bank account for only $24 per month!

This is a no brainer.

Look at what founding member, Melissa, accomplished in her first 90 days of membership!


What would you do if YOU paid off an average of $8900 a MONTH of debt???


PRO TIP: Save 31% when you select the Yearly Option over the Monthly Option!

Those who see lasting change and progress commit to The Smart Money Lab for at least one year.


Doors close in...









Monthly: $24/Mth

Who Shouldn't Join?

The Smart Money Lab is not for anyone who just wants to “kind of” check things out, or just "kind of" save money, or just "kind of" get out of debt. You can’t wander out of debt. Getting these types of results takes a commitment to succeed.

Would you want to see a doctor who was just trying things out on you?  Or would you rather have a physician who is committed to mastering the necessary skills and doing no harm?  It sounds like a silly example, but it’s a perfect analogy.

The Smart Money Lab is for people who are committed to doing what it takes to reach a stress-free and debt-free life. With that said, this stuff doesn’t happen on its own. Now I know The Smart Money Lab will give you everything you need to have success, however, The Smart Money Lab will not work for you if you:

  • Aren't willing to put in the effort and the time to show up and be intentional.

  • Are someone who just makes excuses on why you can’t get out of debt, or do what we teach, or why this doesn’t work.  The Smart Money Lab works when you work.

  • Want to take what I teach in The Smart Money Lab and cherry pick it or modify the principles.  This process works but not if you mutate it into something it's not designed to be.  Note: Personalization is key but i'm speaking here about the core teaching.

  • Are looking for a get rich quick scheme. This is not a late night infomercial!

  • Are stubborn and stuck in your old ways and aren’t willing to challenge your usual way of thinking.

If any of these sound like you, it's best to not join. 

There Is No Risk Because Of My Simple, No B.S., Strength In Numbers, No Hassle, 100% Money-Back Guarantee

The Smart Money Lab comes with my personal 100% money back guarantee. 

I am very confident that The Smart Money Lab can you help you get on the road to financial freedom.  If you take action with the steps we teach, I promise you will see a fantastic return on your investment.  Those who've implemented this process are proof of this promise that I am making to you.

If there is one thing I hate more, it's buying a product that doesn’t meet its needs and feeling like I wasted my time and my money. I don’t want that for you! 

If you do the work, find it's not getting you results, and you are not satisfied within 30 days of your enrollment, I will refund 100% of your money.  Your refund will be submitted immediately, and your money will be back in your account within 5-7 business days.

Still Have Questions?  I've Got You Covered.

The Most Common Reasons Why You May Talk Yourself Out Of Investing In Your Financial Future

If you have little savings, lots of debt, and no plan on how to fix it, disaster awaits.  I've talked to so many people who didn't take action and are now facing bankruptcy, lawsuits, divorce, and more.  Don't wait until it's too late!  Take it from others who say, "I wish I would've taken control sooner!"

Time Is Running Out To Make A Choice

Registration Is Closing... What Will You Do?

The time has come.

The registration period will be closing soon.  I do this so we can cater to all the new members coming through. It’s similar to a college class. Once the registration period is complete, everyone begins class together, and I make myself available to support you.

And as you look to make a decision, just know this…

If you’re feeling overwhelmed with financial stress, or you’re struggling to make progress in saving money and paying off debt, this is totally normal.

For most of us, the biggest challenge is trying to manage all this financial stuff on top of all the other responsibilities we have.  Life is an ongoing competition for your time and attention—and it’s a competition you rarely win.

But it doesn’t have to be that way.  By making your financial goals a priority, and having what you need to make them a reality, you can interrupt the pattern and get where you want to go.

Ask yourself...

What’s important in your life right now?  Are you living that life?

What do you want to achieve in the months ahead?

Where could you be this time next year, if you just got started today?

What opportunities have you lost before this moment?  Those days can be behind you.

The only way to see a significant difference in your life, is to take action and do something significantly different. 

Knowing how to take control of your money will give you exactly what you’re after—a stress-free life with limitless opportunity.

How long have you wanted to accomplish this for?

And how many times has this goal been pushed to the backburner?

You have an opportunity to do something about that right now.


Join me and enroll in The Smart Money Lab.

Click the button and let's get started.  We are blowing up the balloons and getting the welcome party kicked off!  I can’t wait to see you on the inside.

- Coach Jeremy


PRO TIP: Save 31% when you select the Yearly Option over the Monthly Option!

Those who see lasting change and progress commit to The Smart Money Lab for at least one year.


Doors close in...









Monthly: $24/Mth